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Gallardo Law Firm
Practice Areas/Civil Litigation/Foreclosure Defense
Civil Litigation

Foreclosure Defense

Judicial-state defenses and loan modification.

Statistics
About this practice

Foreclosure Defense sits inside our Civil Litigation practice.

Civil litigation is about leverage. Well-prepared pleadings, targeted discovery, and credible trial posture change the economics of any dispute. We build that leverage on the first filing, not the last.

Video Insight

3 segundos pueden cambiar tu vida — y las consecuencias, mucho más tiempo.

Lo que pasa en tres segundos de negligencia se vive durante meses o años. Cómo preservar la evidencia desde el primer momento.

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When to Call

If any of these applies — reach out today.

You received a summons & complaint

Florida civil defendants generally have 20 days to respond. Default is the fastest way to lose.

Your lender filed foreclosure

You can usually stay in the home throughout the litigation with the right defenses raised.

A contract partner stopped performing

Early demand letters + litigation-hold notices preserve leverage and evidence.

You were defamed publicly

Florida has a five-year statute on defamation but acts fast on evidence preservation.

Chronology

What happens after you call.

  1. Hour 0
    Free consultation
    Attorney-level review of the facts — no fee, no obligation.
  2. Day 1
    Case accepted & evidence hold
    Litigation-hold letters go out; records and footage are preserved.
  3. Week 1
    Medical workup begins
    Treatment plan under a letter of protection where needed.
  4. Month 1
    Demand / formal filing
    Pre-suit demand or complaint filed; carrier put on notice.
  5. 6 – 18 mo
    Resolution
    Mediation, settlement, or trial verdict — most cases settle.
Timeline varies by matter · deadlines apply
Video Insights

Civil Litigation, explained on camera.

Short, plain-language explanations of the questions we answer most often. Full library lives on YouTube.

Full Channel

3 segundos pueden cambiar tu vida — y las consecuencias, mucho más tiempo.

Lo que pasa en tres segundos de negligencia se vive durante meses o años. Cómo preservar la evidencia desde el primer momento.

¿Quién tiene la culpa en un choque? Lo que dice la ley de Florida.

La regla de negligencia comparativa modificada al 50% — cómo se reparte la culpa y cómo afecta tu recuperación.

Accidente de auto en Florida: 3 errores que arruinan tu caso.

Declaraciones grabadas, acuerdos rápidos y atención médica retrasada — los tres errores que reducen el valor de un caso.

Accidente grave en Miami — reclama tu compensación ya.

Plazos, aseguradoras y la importancia de actuar pronto tras un accidente catastrófico en Miami-Dade.

Detenido y separado: la súplica de una cubana con I-220A.

Qué es el I-220A, qué opciones existen para quienes están en proceso de deportación, y cuándo conviene pedir audiencia.

Client Reviews

4.9 stars across 2,200+ reviews.

4.9 / 5 · 2,200+ reviews on Google
2 weeks ago
They treated me like family. Recovered more than I thought possible and they did it in Spanish when I couldn't do it in English.
E. Rodríguez
Car accident · Miami
1 month ago
We were facing deportation and lost. Maria walked us through every filing. Today we are legal permanent residents.
G. Pérez
VAWA petition · Hialeah
3 months ago
The construction company denied everything. Gallardo's team had the medical records, site photos, and depositions lined up. We settled for more than double the original offer.
J. Martin
Workers' comp · Houston

Reviews sourced from clients who agreed to share. Representative examples — individual results vary by case.

Common Questions

Answers that cite the statute.

Can I really stay in my home during foreclosure?

Yes, typically. Florida is a judicial-foreclosure state; the case can take 12–24+ months even without affirmative defenses, longer with them.

What is a motion to dismiss?

A pleading-stage motion arguing the complaint fails to state a legal claim. Granted dismissals can end the case before discovery.

Request Consultation

Talk to an attorney aboutforeclosure defense.

Tell us briefly what happened. An attorney — not an intake screener — will review the facts and reach out within one business hour. English or Español.

Free, confidential case review
Bilingual intake · English · Español
Miami · Hialeah · Houston · video
Or call directly
(305) 261-7000
Available 24 / 7
Take the next step

Dispute that won't resolve? Bring it to the trial lawyers.

There is no fee for the consultation and no obligation. Speak with an attorney — not an intake screener.

Available 24 / 7 · English · Español · Three Offices